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Aviation insurance · Lexington, KY

For owners who keep one eye on the sky.

Airplanes, helicopters, hangars and the pilots who love them. Aviation is a specialty market — and having an agent who speaks it is the difference between covered and grounded.

An owner-pilot standing proudly beside his single-engine airplane outside a hangar in golden morning lightAviation
Wheels up from Blue Grass Field
A pilot doing a preflight walkaround of a light helicopter on a private helipad in Kentucky horse country
Helicopters too
Big “I” AllianceGold MemberMemberBIG I KentuckyMany top carriersquoted side by side

What's covered

Aviation coverage, in plain English.

Fixed-wing or rotor, weekend flyer or working aircraft — the pieces of a real aviation policy.

Aircraft hull

Physical damage to your aircraft — in flight, taxiing, or tied down — at agreed value, so there's no debate after a loss.

Aviation liability

Passengers, people and property on the ground — the coverage every owner needs before the first flight.

Helicopters & rotorcraft

Rotor risks are their own world. We work with markets that insure them properly, from R44s to turbine ships.

Hangars & contents

The building, the tools, the spare parts — and hangar-keepers coverage if you store someone else's aircraft.

Non-owned & renter pilots

Renting or borrowing? The FBO's policy protects the FBO. Non-owned coverage protects you.

Instruction & club use

CFI exposure, flying clubs and shared ownership — structured so everyone's actually covered.

Not seeing your situation? It probably still fits — call (859) 710-9705 and ask.

Why independent wins

One agency, many carriers — on your side of the table.

A specialty market needs a broker

Only a handful of underwriters write aviation, and they price your ratings, hours and airframe differently. We shop them all — that's not something a call center does.

Coverage that matches your flying

Weekend VFR, instrument training, backcountry strips — we make sure the policy's pilot clauses match the flying you actually do.

When something bends metal

Aviation claims are exacting. We know the process, the documentation and the adjusters — and we stay in the loop until you're flying again.

Marshall the cat with pilot Moose beside an airplane

Marshall's World · Pilot Moose, preflight complete

Moose files the flight plan. Marshall files the coverage.

Marshall and the crew keep the serious stuff friendly — but the coverage behind them is the real deal.

Meet the whole crew →

Good questions

Aviation insurance, without the fog.

Straight answers to what people actually ask us. For everything else, the phone works: (859) 710-9705.

Do my ratings and hours really change my premium?

Significantly. Total time, time-in-type, and instrument ratings all factor into how underwriters price you. As you log hours, tell us — it's often worth re-shopping.

Can you insure my helicopter?

Yes. Rotorcraft take specialty markets and honest detail about how the ship is used, but we place helicopters as well as fixed-wing — including private, instructional and working use.

I rent from the local FBO. Am I covered by their insurance?

Their policy is written to protect them — and their insurer can even come after you for damage. Non-owned (renter's) aviation coverage is inexpensive protection every renter pilot should carry.

Does my hangar need separate coverage?

Usually, yes. The structure, contents and any aircraft you store for others each need their own piece. We'll look at the whole hangar, not just the aircraft in it.

Pairs well with

Cover the whole picture.

Owners often review life and umbrella coverage alongside the aircraft — high-value assets deserve a matched set.

Ready for an aviation quote that's shopped, not sold?