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Claims · we’re on your side

Something happened? Call us first.

Before the carrier, before the forms — call your agent. We take it from there: the paperwork, the adjusters, the follow-ups. You focus on your family, your home, your business.

Mon–Fri, 9 AM–5 PM · after hours, leave a message and start with your carrier’s 24/7 claims line

An advisor reassuring a homeowner in front of her repaired house as the sky clears after a storm

How claims work with us

You make one call. We make the rest of them.

  1. 1

    Report it to us

    One call to our office starts everything. Tell us what happened in your own words — we'll ask the right questions.

  2. 2

    We handle the paperwork

    We file the claim with your carrier and translate the forms, adjusters and jargon into plain English.

  3. 3

    We advocate with your carrier

    If a claim stalls or an answer doesn't sit right, we push back on your behalf. That's the point of an independent agent.

  4. 4

    We stay in it until it's settled

    You get updates from a person you know, not a case number. We don't step away until it's resolved.

Not sure it’s even claim-worthy? Call anyway. Sometimes the smart move is not filing— and we’ll tell you that too, before anything touches your record.

If you need the carrier directly

Carrier claims lines, all in one place.

Nights, weekends, roadside — most carriers run 24/7 claims lines. Call them to get things moving, then loop us in first thing.

Directory on its way

We’re assembling direct claims numbers for every carrier we place. Until it’s live, two reliable places to find yours:

  • Your policy declarations page or ID card — the claims number is printed on both.
  • Or skip the hunt: call us at (859) 710-9705 and we’ll connect you to the right line.

One number to remember

When in doubt, just call your agent.

Big claim, small claim, “is this even a claim?” — the answer starts with a person who knows your policy and your name.

Mon–Fri, 9 AM–5 PM · 3499 Blazer Parkway, Suite 330, Lexington

An agent at a warm wooden desk taking notes while on the phone, small-town main street outside the window